The Importance of Having an Emergency Contact for Older Adults Aging Alone

The Importance of Having an Emergency Contact for Older Adults Aging Alone

Living alone can be liberating and empowering, but it also comes with its own set of challenges, especially as we age. For older adults who have no nearby next of kin, the question of who to call in case of an emergency becomes a pressing concern. While friends and neighbors may be available for simple tasks, finding someone trustworthy and willing to take on the responsibility of being an emergency contact, power of attorney, or patient advocate can be a struggle.

According to the Pew Research Center, 27% of adults aged 60 and older in the United States live alone, a higher percentage than in 130 other countries and territories studied. This means that a significant portion of older adults face practical challenges when it comes to ensuring their health and finances are safe. Thankfully, there are options available to address this issue.

One such option is the use of geriatric-care managers like IKOR. These professionals offer a wide range of services, from arranging visits by registered nurses to serving as an emergency contact or acting as a fiduciary for durable and healthcare powers of attorney. They can even be court-appointed guardians or concierges, taking care of mundane tasks like getting a car inspected or handling downsizing and moves. In essence, geriatric-care managers function as surrogate family members, providing professional assistance when needed.

While not all geriatric-care managers offer the same services as IKOR, there are other options available. Licensed nurses or social workers who specialize in geriatrics can work with older adults and their families to identify needs, create care plans, and find community services. These care managers can be found through doctors, lawyers, or geriatric-care organizations such as the Aging Life Care Association.

Regardless of who is chosen as an emergency contact, it is crucial to select someone wisely. Genevieve Waterman from the National Council on Aging emphasizes the importance of conducting background checks on individuals entering one’s home to provide help or care. Asking for assistance in one’s own home can leave older adults in a vulnerable position, making it essential to take precautions and ensure their safety.

Maintaining friendships and being involved in the community is also encouraged for older adults aging alone. This helps expand their network of people they can turn to in an emergency or who can act as a second set of eyes when receiving care. By building meaningful connections, older adults can create a support system that will be there for them when needed.

Another proactive step that all adults, especially those living alone, should take is to create “life files” that contain essential information such as health issues, doctors, medications, emergency contacts, and pet needs. These files should be shared with crucial contact people, ensuring that they have access to vital information during an emergency. Taking this simple action can make a significant difference in ensuring one’s well-being.

Of course, these services and preparations come at a cost. IKOR, for example, charges between $60 and $170 per hour depending on the task and level of caregiver required. It is important to note that insurance does not typically cover care management expenses. However, the peace of mind and security that these services provide make them worth considering.

In addition to seeking professional assistance, there are legal steps that older adults should take to protect themselves. Having a will, financial power of attorney, health care power of attorney, and trust in place is crucial. These documents may have different names in different states, but the purpose remains the same – to ensure that one’s wishes are carried out and their assets are protected.

Joseph Fresard, an attorney specializing in elder law and estate planning, stresses the importance of selecting powers of attorney carefully. These individuals will have a significant influence over one’s finances and decision-making if they become incapacitated. Communication is key, as appointees need to understand their responsibilities and be informed of any changes in one’s health or circumstances.

Without the proper estate documents in place, incapacitation can lead to unexpected complications. Adult protective services may step in and appoint a public guardian, often a law firm with numerous wards to care for. This lack of individualized care can result in limited contact and potentially being placed in a nursing home.

In conclusion, the importance of having an emergency contact for older adults aging alone cannot be overstated. Whether through the use of geriatric-care managers like IKOR or by building a support network within the community, taking proactive steps to ensure one’s safety and well-being is essential. Creating life files, seeking legal assistance, and choosing powers of attorney wisely are all crucial actions that can provide peace of mind and protect against potential vulnerabilities. By taking these measures, older adults can age with confidence, knowing that they have support in times of need.